LATE PAYMENTS ARE REPORTED TO JBT MONTHLY  Terms: For resale only. Any discrepancies in date, weight & rate must be informed within 3 days. All overdue invoices are subject finance charge @2% per month. Our liability is limited to the price of the product. The diamonds, herein invoiced, have been purchased from legitimate sources not involved in funding conflict and in compliance with United Nations resolution. The seller hereby guarantees that these diamonds are conflict free, based on personal knowledge and/or written guarantees provided by the supplier of these diamonds. All/any diamonds/gems/jewelry stated in this invoice cannot be returned back to House of Diamonds, Inc. House of Diamonds, Inc. will not accept any returns on this invoice.

MEMO MERCHANDISE MUST BE REPORTED WITHIN ONE WEEK House of Diamonds, Inc. will not knowingly sell conflict diamonds and the diamonds herein involved have been purchased from legitimate sources not involved in funding conflict and in compliance with the United Nations Resolutions. To the Addressee: This property as listed above is delivered to you at your own risk from all hazards and received by you for examination and inspection only and is to be returned on demand. From the time this property is received by you until it is re-delivered to and received by House of Diamonds, Inc. at its premises, you bear the risk of loss or damage however caused, and you will be liable to us to the extent of the amount stated below for any loss or damage which may occur, whether caused by you or not, and whether occurring through your negligence or not. Your acceptance of property described herein constitutes your agreement to be bound by the terms and conditions of this memorandum whether signed by you or not. No right or power is given to you to sell, pledge, hypothecate or otherwise dispose of this merchandise regardless of prior transactions, custom, or usage in the trade. A sale of this merchandise can only be effected and title will pass only if, as and when the House of Diamonds, Inc. shall agree to such a sale and a bill of sale rendered therefore. Any dispute, controversy, or claim between you and/or your company and House of Diamonds, Inc. arising out of or relating to this memo and/or the good described therein, shall be exclusively determined by arbitration administered by the Diamond Dealers Club, Inc. (“DDC”) in New York City, under its By-Laws and Rules and Regulations. The parties of this memo submit themselves to the jurisdiction of the DDC, and judgement on any award rendered by the arbitrators may be entered in any court having jurisdiction thereof. You, the owner(s) of this company, are to be personally responsible for any rewards rendered by the arbitrators. You pledge to hold your company assets and personal assets responsible for the total amount of this memo plus forgone interest due to this memo and legal fees due to relevant disputes. You and all owners, shareholders, investors, employees and representatives of the company hereby waive any claim or objection relating to forum non convenience. All the owners, shareholders, and investors of the company to which this memo is addressed to, personally guarantee the total amount specified in this memo and/or the exact diamond(s), gemstone(s), and/or jewelry issued through this memo. In the event of the addressee’s personal/corporate bankruptcy or financial insolvency/issues, House of Diamonds, Inc. holds the primary claim to recover the items/total amount listed herein, above and before all other relevant parties, through holding the entirety of the company’s assets and the entirety of the owners’, shareholders’, and investors’ of the company’s assets accountable.